Finance Library | National Apartment Association

Finance Library

The Finance Library contains articles covering various financial aspects of the apartment industry including, but not limited to, budgeting, revenue management, interest rate management and more. 

The Finace documents have been split into sub-categories for easier browsing:

Articles and Reports

Revenue Management

The attached articles on revenue management appeared in previous issues of units Magazine. These articles include the latest on trends in revenue management, including rent-pricing technology, amenity-based pricing and the principles of revenue management. 


A feature story from the August 2011 issue of units Magazine, about Independent Rental Owner Rich Sommer's decision to divest his properties, and helpful information for other owners considering this process. 

Interest Rate Management

How mutifamily housing borrowers can understand the true costs of fixed-rate debt and enjoy greater cash flow through the business cycle by choosing to float instead. From the August 2011 issue of units Magazine. 

Loan-to-Own Transactions

An article from the April 2010 issue of units Magazine discussing the benefits, pitfalls and risks to manage of loan-to-own transactions. 

2010 CAP Report: A Responsible Market for Rental Housing Finance

This report was prepared by the Mortgage Finance Working Group’s Multifamily Subcommittee, sponsored by the Center for American Progress, chaired by CAP Senior Fellow David Abromowitz. The report examines and suggests ways federal policymakers can ensure there is adequate rental housing available for more than one-third of the country's population who will need or want to rent where they live in the coming decades. This paper outlines a framework for reform that establishes a role for government in maintaining strong financing channels and a safe and secure financing system for all types of multifamily rental property. 

Contractual Risk Transfer

Contractual risk transfer helps owners cut losses. Action can help avoid frivolous lawsuits and other legal expenses according to this units Magazine article from June 2013. 

Historic Tax Credits

Learn how some companies are using historic tax credits to develop high-quality housing.

Lists and How-to's

Ancillary Income

A collection of documents including tips and ideas to increase your ancillary income as an IRO, including articles from units Magazine.


The attached articles are from past issues of units Magazine, and include items to consider before writing a budget, seven habits of highly effective budgeters and information directly pertaining to maintenance budgets. 


Event Highlights

A Career with Growth & Opportunity

Career Growth and Opportunity  

Learn about the perks and benefits of working in residential property management and some of the reasons the industry provides career growth, stability and endless opportunities.